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Personal Loans and Lines of Credit

If there's one thing Clearpath it's known for, it's our wide array of loans, each featuring the friendliest of rates and terms. We can even help you protect yourself and your family against unforeseen curves in the road ahead. Here's a brief look at some of the ways we can help:

• Cash Line Account - With this open-ended loan you only need to complete one initial application. A $100 minimum initial advance is required, but from that point forward you may use your line of credit whenever needed. Simply contact Clearpath to request an advance or make a transfer through Internet Banking or Phone Teller. Your line of credit can also be accessed through your Checking Account for overdraft protection.
  
  
• Choice Loan - For whenever you need quick, extra cash for your personal needs. Collateral is not necessary for qualified borrowers and loan limits are based on your income, up to as much as $20,000 with repayment terms of up to 60 months.
  
  
• PAL Loan - Need a little cash between paydays? Payday lenders charge too much in fees.  Members may apply for a special $1,000 loan to get them through a tight spot. Get money into your hands quickly to help with unplanned expenses. The PAL is:
  - A $1,000 loan
  - 12 months to repay
  - No credit score required
  - Helps you establish credit
  - Borrow & Save at the same time!
  
  Membership must be in good standing and applicant must meet our minimum requirements.  Click here for more information or speak to one of our Financial Service Representatives for complete terms and conditions.

Secured Loans

Have some money saved, but don't want to use it right now? At Clearpath you can borrow against those funds. If you're interested in a Share Secured loan, you can borrow up to 100% of the savings you have on deposit and take up to 120 months to repay. Borrow up to 90% of the money you have on deposit in a Savings Certificate and your loan will have the same term as your certificate.