Home Equity Line of Credit (HELOC)

Secured by a second trust deed, or if your home is paid for, a first trust deed, the HELOC product is perfect for members who will be sending a son or daughter off to college and may need to draw funds over time.  This product allows you to only use what you need and you only pay interest on the balance owing.  The payment is based on the balance at the time of disbursement.  Later, if you need to draw more funds all you have to do is transfer the money through home banking or give us a call to get a check mailed to you.